The information contained in this website is for general information purposes only. It is believed to be reliable, but First Direct Lending does not warrant its completeness, timeliness or accuracy. The information including, but not limited to; loan options, rates, credit scores, qualifications and loan process included on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. It is for informational purposes only and is subject to change without notice. Products and services described, as well as, associated fees, charges and interest rates may differ among geographic locations and as a result of individual conditions. Please refer to Terms of Certain Rights for complete disclosure and disclaimer of the First Direct Lending Borrower Bill of Rights and Mortgage Assumptions for disclosure of terms and conditions related to the information displayed in the credit score table of rates on the website.
Not all applicants will qualify for a loan. The bill of rights is intended to explain how First Direct Lending treats its customers and the types of terms those who qualify will receive. Applicants are required to meet credit, collateral, income and other standard underwriting requirements. The free refinance for life means that should you apply and qualify for a future refinance on the same subject property, we will waive all of our lender fees associated with the refinance. You would still be responsible for any 3rd party fees required to complete your loan.