I received letters from FDL and ignored them because I was unsure of refinancing and didn't want to go through the headache. But finally one day I decided to call after a bad experience with my current mortgage company for a refinance. I am so glad I called! I was connected with a Loan Consultant and he was the best representative I've dealt with! He answered all my questions and did not leave me unsettled and worried. My Processor was also very quick in responding to my calls, questions, and making sure I had all documents to close on the loan. She was very fast and efficient. I am happy with FDL services and will do business with again!
HARP loans help customers refinance their homes to get lower interest rates, lower monthly payments, or to fix an interest rate – even when they have little or no equity in their property. Most of the time, this can be done extremely quickly without the need of an appraisal.
- Is your loan owned by Freddie Mac or Fannie Mae? If you don’t know, we’ll get a quick answer for you.
- Are you current on your mortgage payments?
- Was your loan made on or before May 31, 2009?
- Is your house worth less than your mortgage balance?
If you answered YES to these questions, a HARP loan may be right for you.
Through Fannie Mae
Through Freddie Mac