My Loan Consultant is an outstanding person that made all the effort to help me resolve the purchase problem I had. It was a miracle that First Direct called me. I would like to take the opportunity to express not only how satisfied I am with your service, but to say that my Loan Consultant is an angel that God used to bring happiness to our future home.
First Direct Lending created the Free of Fees* Affordable Mortgage Program as a path to financial stability for borrowers. The program helps people stuck in the difficult-to-escape cycle of borrowing money just to make the minimum monthly payments on their debts. Usually credit cards!
Borrowers with distressed credit typically are viewed as “higher risk” and, therefore, given high-interest rates on auto loans, credit cards, personal loans, and more. We’re dedicated to helping you lower your interest rates and payments, and we’ll help you finance your mortgage loan the right way.
A Free of Fees* Affordable Mortgage Can Change Your Financial Picture:
- STEP 1: Debt consolidation refinance can lower your monthly bills by $400 on average**, and that gives you breathing room and an ability to achieve more than simply making your minimum payment.
- STEP 2: After 3-6 months of on-time payments, you’ll see your credit score increase.**
- STEP 3: With your new, stronger creditworthiness we can apply your Free of Fees* Refinance and get you into an even lower fixed-rate mortgage with lower payments and even more savings. All FREE OF FEES!*
Find Out Fast If You Qualify: Our Product Placement Specialists will either deliver immediate approval or determine when you will become eligible, and we’ll follow up with you accordingly. Once approved, the refinance process typically takes 25 days to complete, and the new payment will be substantially reduced allowing you more flexibility to make payments on time. After making 6-12 payments, the majority of program participants move into better credit tiers, qualifying for an even better mortgage with lower payments.
* The “Free of Fees” programs is pretty simple. If you’ve obtained a loan with us before, are in the same property and made a number of payments, First Direct Lending, LLC will waive its lender fees!